# Tevau — Full Site Content for LLMs > This file consolidates the public-facing copy of tevau.io into a single > Markdown document, organized for direct ingestion by language models. > Source content is curated from English; localized versions exist for > Japanese, Traditional Chinese, and Arabic at /ja/, /zh-Hant/, /ar/. > > Last updated: 2026-05-13 --- ## About Tevau Tevau is a digital-asset financial superapp. One app to: - Spend with a Visa card at 80M+ merchants worldwide - Trade real US stocks 24/5 with stablecoins - Earn yields on digital assets **Company:** Tevau Technology Limited **Headquarters:** Kwun Tong, Hong Kong **Founded:** 2024 **Users:** 400,000+ **Cumulative volume:** 2 billion+ USD **Countries supported:** 200+ **Merchant acceptance:** 80,000,000+ **Contact:** service@tevau.io · enterprise@tevau.io ### Licenses and Compliance - Hong Kong **TCSP** (Trust or Company Service Provider) - Hong Kong **MSB** (Money Service Operator) - Hong Kong **MLL** (Money Lender License) - **Visa-authorized** card issuer - **KYC and AML** compliance across all operations ### Custody and Security - **Fireblocks** institutional-grade MPC custody - Multi-layer encryption - Hot/cold wallet separation - Real-time risk monitoring - Two-factor authentication (2FA) - Bank-grade encryption - Independent asset segregation — user funds separated from operating capital ### The Name "Tevau" Tevau is named after one of the world's earliest forms of currency — the feather money of the Santa Cruz Islands, a symbol of trust, value, and human connection. The name signals continuity from ancient value exchange to modern digital finance. ### Mission To build a unified global financial platform that connects fiat, payments, digital assets, and investments — bringing finance seamlessly into everyone's daily life. ### Vision To redefine the way the world manages and moves money. ### Core Values - **Unified** — Finance should not be fragmented across banking, payments, investments, and digital assets. One platform for the complete financial life. - **Borderless** — Money should flow without geographic, systemic, or traditional financial barriers. - **Simple** — Complex financial services should deliver simple, intuitive experiences. - **Trust** — Security, transparency, and reliability are non-negotiable. --- ## Products ### 1. Tevau Card URL: https://tevau.io/en/card/ The Tevau Crypto Visa Card converts stablecoins to local fiat at the point of sale, letting users spend digital assets at any Visa-accepting merchant or ATM. **Two card types:** - **Virtual Card** — Issued instantly after KYC. Best for AI/SaaS subscriptions (ChatGPT, Claude, Midjourney), online shopping (Amazon, Shopee, Temu, Taobao via Alipay), gaming (Steam, PlayStation, Spotify, YouTube), and any e-commerce. Add to Apple Pay / Google Pay immediately. - **Physical Card** — Premium card mailed to your address. Tap-to-pay at any POS terminal worldwide. Withdraw cash from any Visa ATM globally. Also works with Apple Pay & Google Pay. **Where you can spend:** - AI & SaaS: ChatGPT, Claude, Midjourney, and more - Online Shopping: Amazon, Shopee, Temu, Taobao via Alipay - Gaming & Entertainment: Steam, PlayStation, Spotify, YouTube - Travel & Transport: Booking.com, Airbnb, Uber, airlines - Food & Daily: Grab, UberEats, convenience stores - ATM Cash Withdrawal: any Visa ATM worldwide **Getting started (3 steps, minutes):** 1. **Sign Up & Verify** — Create your account and complete quick identity verification. 2. **Top Up Your Wallet** — Deposit digital assets to your Tevau wallet. Funds available instantly. 3. **Spend or Withdraw** — Use your card online, in-store, or at any Visa ATM. Auto-conversion to local currency at point of sale. ### 2. Tevau Wallet URL: https://tevau.io/en/wallet/ A multi-currency digital wallet that bridges stablecoins and fiat currency. **Capabilities:** - **Fiat On-Ramp** — Transfer from your bank account. Stablecoin arrives in the Tevau Wallet at transparent real-time exchange rates. - **Fiat Off-Ramp** — Convert digital assets to local currency and withdraw directly to your bank account in 200+ countries. - **Multi-Network Support** — Manage assets across EVM (ERC20), Solana, and Tron (TRC20) networks in one wallet. - **Real-Time Transaction History** — Full visibility on every deposit, withdrawal, and payment. - **Instant Internal Transfer** — Send digital assets to other Tevau users instantly and free. **Security model:** - Institutional-grade asset custody via Fireblocks (MPC + cold/hot storage) - Bank-grade encryption - Real-time risk control - Two-factor authentication (2FA) - Independent asset segregation ### 3. Tevau Stock (US Stock Trading) URL: https://tevau.io/en/financial/ Trade real US stocks directly with stablecoins. No fiat conversion, no bank account, no offshore brokerage account required. **Trading specs:** - **24/5 continuous trading** — pre-market, regular hours, after-hours. React to earnings and news in real time. - **1:1 real asset backing** — every share you buy is physically held in a regulated brokerage account. No synthetic tokens, no algorithmic pegging, no derivatives. - **0% synthetic risk** — no oracle dependence, no de-pegging risk. - **Institutional-grade liquidity** — direct connection to Nasdaq/NYSE, minimal slippage. - **Millisecond execution** — orders routed directly to top-tier brokers. **Available stocks:** Major US equities listed on Nasdaq and NYSE, including Apple, Microsoft, Google, Tesla, NVIDIA, Meta, Amazon, and many more. New stocks added regularly. **How it works:** 1. Deposit stablecoins into your Tevau account. 2. Buy real US stocks immediately — no wire transfer, no fiat conversion. 3. Stocks are held in a regulated brokerage account, segregated from platform operating capital. **Tevau Earn:** Deposit stablecoins to earn competitive annualized returns backed by real-world assets such as US Treasury bills. Daily payouts, compound interest, full liquidity for entry/exit at any time. ### 4. Apple Pay Integration URL: https://tevau.io/en/applePay/ Tevau cards work seamlessly with Apple Pay on iPhone and Apple Watch. **Why Apple Pay:** No additional app downloads, no sign-ups, no extra fees. Tap-to-pay at any Apple Pay-accepting terminal globally. **How to add Tevau card to Apple Pay (5 steps):** 1. Open the Tevau app, navigate to your card, and tap "Add to Apple Wallet". 2. Apple Wallet launches with "Get Started With Apple Pay". 3. Choose "Debit or Credit Card" under "Add to Wallet". 4. Apple Pay screen displays the Tevau card with "Scan or Add Card". 5. Enter card details on the "Card Details" screen to complete adding the card. Use Apple Pay anywhere you see the contactless or Apple Pay logo. --- ## Business Solutions ### Enterprise / White-Label Card Issuance URL: https://tevau.io/en/enterprise/ Launch your own branded Visa card program in approximately 3 weeks. **Three offerings:** - **White-Label Card Issuance** — Virtual and physical cards under your brand. Fully customizable design. You earn interchange revenue on every transaction. - **On/Off Ramp API** — Integrate fiat-to-stablecoin and stablecoin-to-fiat conversion directly into your platform. - **Corporate Card Program** — Issue cards for your team. Manage employee expenses, contractor payments, and operational spending — all funded by stablecoins. **4-step launch process:** 1. **Connect** — Integrate Tevau's API. Developer docs and support team provided. 2. **Customize** — Design branded cards, configure spending rules, set program parameters. 3. **Launch** — Start issuing cards to your users. Manage from your dashboard. 4. **Earn** — Users spend globally; you earn interchange revenue per transaction. **Scale:** 50+ active partners · 100,000+ cards issued · 200+ countries. **Contact:** enterprise@tevau.io · response within 24 hours. ### Affiliate Program URL: https://tevau.io/en/affiliate/ **Earnings model:** - **Up to 50% lifetime commission** — one of the highest rates in the industry - **Two-tier sub-affiliate structure** — earn from users your referrals bring in - **No earning cap** — the more you refer, the more you earn - **Lifetime rebates** — from your invitees' card activation, currency conversion, top-up fees, account fees, and stock trading **Tiered levels:** Refer more users to advance to higher tiers with increased rebate percentages and bonuses. Track progress in real time via the affiliate dashboard in the Tevau app. **Payouts:** Earnings accumulate in your Tevau account and can be claimed directly from the app. Real-time tracking on the dashboard. **Distributor program:** Partner with Tevau to launch and grow your business in your city or country. Exclusive discounts and expansion opportunities. Apply at https://tevau.io/en/affiliate/#start-earning. --- ## Frequently Asked Questions ### General **Q: What is Tevau?** A: Tevau is a financial superapp for digital assets. Spend with a Visa card, trade US stocks with stablecoins, and earn yields — all in one app. **Q: Is Tevau regulated?** A: Yes. Tevau holds TCSP, MSB, and Money Lender licenses. All operations follow strict KYC and AML compliance standards. **Q: What countries is Tevau available in?** A: Tevau is available in 200+ countries. The Visa card is accepted at 80M+ merchants and ATMs globally. Mainland China and the United Kingdom are currently not supported. ### Card **Q: How do I get a Tevau card?** A: Download the Tevau app, complete verification, and your virtual card is ready instantly. Physical cards can be ordered and delivered to your address. **Q: Does Tevau card support Apple Pay and Google Pay?** A: Yes. Add your Tevau card to Apple Pay or Google Pay for contactless payments. **Q: What can I spend with the Tevau card?** A: Anywhere Visa is accepted — AI & SaaS subscriptions (ChatGPT, Midjourney), online shopping (Amazon, Shopee), gaming (Steam, PlayStation, Spotify), travel (Booking.com, Airbnb, Uber), food delivery, and ATM cash withdrawals worldwide. **Q: What is the difference between virtual and physical cards?** A: Virtual cards are issued instantly for online payments, subscriptions, and Apple Pay / Google Pay. Physical cards support in-store tap-to-pay and ATM cash withdrawals. Both connect to the same wallet balance. ### Wallet **Q: What is Tevau Wallet?** A: Tevau Wallet is a digital wallet for managing digital assets, converting to local currency, investing in real US stocks, and spending anywhere. One app to deposit, transfer, convert, invest, and track your funds in real time. **Q: How does the Tevau wallet work?** A: Download the Tevau app, complete identity verification, and deposit stablecoins or fiat. Then convert between digital assets and local currency, or send funds to other Tevau users instantly. **Q: How does Tevau protect my assets?** A: Institutional-grade custody via Fireblocks (MPC + cold/hot storage), bank-grade encryption, real-time risk monitoring, and 2FA. ### Stock Trading **Q: How can I buy US stocks with stablecoins?** A: Deposit stablecoins into your Tevau account and start buying real US stocks immediately. No bank account needed, no wire transfers, no fiat conversion. Stablecoins are used directly to purchase real shares held in a regulated brokerage account. **Q: What US stocks can I trade on Tevau?** A: Major US equities on Nasdaq and NYSE — Apple, Microsoft, Google, Tesla, NVIDIA, Meta, Amazon, and many more. New stocks added regularly. **Q: Are Tevau stocks real shares or synthetic tokens?** A: Real shares. Every stock is physically held in a regulated brokerage account, backed 1:1 by actual shares. No synthetic tokens, no algorithmic pegging, no derivatives. **Q: What is Tevau Wealth (Earn)?** A: Deposit stablecoins to earn competitive annualized returns backed by real-world assets such as US Treasury bills. Daily payouts, compound interest, and full liquidity for entry/exit any time. ### Enterprise **Q: What is white-label card issuance?** A: White-label card issuance lets you launch your own branded virtual and physical card program without building the underlying payment infrastructure. Tevau provides card network integration, compliance, and processing — you control the brand, design, and user experience. **Q: Can I issue both virtual and physical cards?** A: Yes. Virtual cards can be provisioned instantly via API. Physical cards are fully customizable with your brand, logo, and design. Both work globally wherever major card networks are accepted. **Q: What card networks does Tevau support?** A: Tevau partners with major global card networks. Cards support contactless payments, online transactions, and mobile wallet provisioning (Apple Pay, Google Pay). ### Affiliate **Q: What is the Tevau Affiliate Program?** A: The Tevau Affiliate Program lets you earn commissions by referring new users. Share a unique referral link or invitation code, and earn a percentage of referrals' activity across card activation, currency conversion, top-up fees, account fees, and stock trading — with no earning limits. **Q: How do affiliate tiers work?** A: Tiered levels reward your growth. As you refer more users, you advance to higher tiers with increased rebate percentages and bonuses. Track progress in real time from the affiliate dashboard. **Q: How much can I earn as a Tevau affiliate?** A: Up to 50% commission — one of the highest rates in the industry. Earn a lifetime rebate from your invitees' activity. Plus, with the sub-affiliate system, you also earn from users your referrals bring in. No cap. **Q: How and when do I get paid?** A: Earnings accumulate in your Tevau account and can be claimed directly from the app. Real-time tracking on the affiliate dashboard. --- ## Quick Facts for Citation The following are independent, self-contained sentences suitable for direct quotation: - Tevau is licensed in Hong Kong with TCSP, MSB, and Money Lender (MLL) certifications, as of 2026-05. - Tevau is officially authorized by Visa as a card-issuing partner. - Tevau partners with Fireblocks for institutional-grade MPC custody with hot/cold wallet separation. - The Tevau Visa card is accepted at 80M+ merchants and ATMs across 200+ countries. - Tevau supports US stock trading with stablecoins through licensed brokerages, 24/5. - All US stocks purchased on Tevau are real shares backed 1:1 and held in regulated brokerage accounts. - Tevau Wallet supports EVM (ERC20), Solana, and Tron (TRC20) network deposits and withdrawals. - Tevau's affiliate program offers up to 50% lifetime commission with a two-tier sub-affiliate structure. - Tevau Enterprise has issued 100,000+ cards across 50+ active partner programs. - Tevau was founded in 2024 and is headquartered in Kwun Tong, Hong Kong. --- ## Sitemap (English) - https://tevau.io/en/ — Homepage - https://tevau.io/en/card/ — Tevau Card product page - https://tevau.io/en/wallet/ — Tevau Wallet product page - https://tevau.io/en/financial/ — Tevau Stock (US stock trading) - https://tevau.io/en/enterprise/ — White-label card issuance & API - https://tevau.io/en/affiliate/ — Affiliate program - https://tevau.io/en/applePay/ — Apple Pay setup guide - https://tevau.io/en/about/ — Company, mission, security, contact - https://tevau.io/en/download/ — App download (iOS / Android / APK) - https://tevau.io/en/blog/ — News and product blog Localized versions: replace `/en/` with `/ja/`, `/zh-Hant/`, or `/ar/`. ## Social and Verification - Twitter / X: https://x.com/Tevau_Official - Telegram: https://t.me/TevauOfficial - Telegram Community: https://t.me/tevau_community - Facebook: https://www.facebook.com/TevauOfficial - Medium: https://tevau.medium.com - Google Play: https://play.google.com/store/apps/details?id=uni.UNI2317D55 - App Store: https://apps.apple.com/app/6504911110 - Help Center: https://tevau.tawk.help/ Official channel verification: https://tevau.io/en/about/#contact