A Year Ago, We Were Just a Card Issuer
At the end of 2024, Tevau had just over 4,000 users, a single Mastercard product, and an app that barely worked.
Back then, people kept asking us: "What makes you different from other crypto cards?" Honestly, I struggled to give an answer that satisfied even myself. A year later, we finally can.
"Tevau is not a card. Tevau is a Money App"
In the past 12 months, we grew from 4,000 to 260,000 users across 180+ countries. We secured a partnership with VISA Hong Kong, became a Mastercard Principal Member, launched Tevau Phone, and are about to go live with Tevau Stock. We shipped a new version every 1-2 weeks — 316 features delivered out of 458 requests. We are not making promises. We are shipping REAL products.
In this piece, we want to share what we went through this year, where we stumbled, and where we are headed in 2026.
Tevau in 2025: The Numbers
Let me start with the metrics:
- 260,000+ registered users
- 180+ countries and regions
- 400+ KOL partnerships reaching over 91 million followers
- 15+ institutional clients with co-branded card programs
- 316 features shipped out of 458 product requests
- 49 bug fixes tracked since July
From 4,413 users in November 2024 to 260,000 by December 2025 — that is 50x growth in 12 months.
This was not achieved through a single viral moment. It was built through consistent product iteration and organic word-of-mouth across global communities.
Product Evolution: The Full Picture
In 2025, our product portfolio expanded significantly:
Payment Infrastructure
- VISA physical & virtual cards (partnership with VISA Hong Kong)
- Premium metal card tier
- Bank account binding & QR code payments
Wallet & Exchange
- Tevau Wallet (Crypto ↔ Fiat conversion)
- ATM withdrawal, POS spending, online payments
- IDR fiat on/off ramp
- Global fiat account under your own name (launching Q1 2026)
Financial Services
- Tevau Earn: wealth management features
- Lending services
- Airdrops and promotional campaigns
Hardware Ecosystem
- Tevau Phone: officially on sale
- Tevau App Store: launched alongside the phone
B2B Infrastructure
- Expanded partnerships across Japan, Korea, Poland, India, and Indonesia
- Multi-vertical coverage: wallets, GameFi, exchanges
- Automated verification & integration system: zero-code onboarding for partners
- Self-maintaining infrastructure: no dedicated developers required on partner side
Key Milestones
B2B: Infrastructure for Partners
While our consumer product grew, we quietly built something equally important on the B2B side. In 2025, we expanded our institutional partnerships across Japan, Korea, Poland, India, and Indonesia. Also we did not limit ourselves to a single vertical, our partners now span across wallets, GameFi, and exchanges, each leveraging Tevau's card infrastructure to serve their own users. But here is what we are most proud of: We built an automated verification and integration system that allows partners to plug into our infrastructure with near-zero friction.
No lengthy onboarding. No complex technical integration. No need for partners to hire dedicated developers to build or maintain the connection. The system handles verification, compliance checks, and ongoing maintenance — automatically. This matters because it fundamentally changes the economics for our partners.
A small wallet project in Southeast Asia can now offer card services to their users without building any infrastructure themselves. A GameFi platform can let players cash out rewards to a physical card without a single line of backend code. We are providing card-as-a-service infrastructure instead of just issuing cards! In 2026, we will continue to optimize this system — faster onboarding, more features, and better incentives for partners who build with us.
Challenges: An Honest Account
Challenges in November-December
If you have been following the market, you will notice that the competition intensified in last few months of 2025. We observed competitors adopting aggressive strategies — no KYC requirements, high cashback offers. In the short term, these tactics can rapidly acquire users.
But we made a judgment call: this model is not sustainable.
No KYC means regulatory risk. High cashback means burning capital. When regulations tighten or funding dries up, where do those users go?
Tevau chose a different path: acquire users the right way. We maintain KYC compliance. We focus on user quality over vanity metrics. This path is slower, but it is more durable.
Time will prove us right.
Uneven Geographic Distribution
Our users span 180+ countries, but the distribution is highly concentrated — certain markets account for a disproportionate share.
This is both a challenge and an opportunity. In 2026, we have already established local channels and official Twitter accounts across multiple regions. Localization will be a core focus.
Infrastructure Gaps
Internally, we recognize that our risk management and data capabilities need strengthening. Our foundational systems have not kept pace with business expansion. These are priority investments for 2026.
2026 Vision: The Money App
Now let us tell you where Tevau is headed.
Defining Our Position: Money App
In 2025, the market may have viewed Tevau as "another crypto card project." In 2026, we want to make our positioning unambiguous:
Tevau is a Money App.
What is a Money App?
Imagine a single application where you can manage all your money — crypto and fiat alike. You can trade US stocks with USDT. You can convert crypto to fiat with one tap. You can spend anywhere VISA or Mastercard is accepted. You can access wealth management services. You can participate in airdrops and campaigns.
From fiat to crypto. From holding to spending. From saving to investing. That is what a Money App does.
The card was just the starting point. Everything we built in 2025 — VISA/Mastercard cards, wallets, ATM withdrawals, POS payments, online transactions, financial management — these are the first pieces of the Money App ecosystem.
In 2026, we will add more:
- Tevau Stock: Trade US equities with USDT (launching Q1 2026)
- Global fiat accounts: Seamlessly bridge traditional finance and crypto
- Expanded fiat support: More on/off ramp channels
- Apple Pay integration: Frictionless payment experience
2026 Priority 1: Building Community
This is a critical focus for the year ahead.
We have 260,000 users across 180+ countries. We have partnered with 400+ KOLs. We have hosted numerous events.
But here is the truth: we do not yet have a strong community.
Look at projects like Jupiter and Meteora. Their community cohesion is remarkable. Users are not just users — they are believers, evangelists, builders.
That is what Tevau needs.
In 2026, we will launch a series of community incentive programs:
- Points system: Reward users who actively use the product and engage with the community
- Community governance: Give users a voice in product decisions
- Localized communities: Build dedicated communities for different countries and languages
We want to transform Tevau from "a product" into "a movement" — a movement for financial freedom.
2026 Priority 2: Localization
We will establish local teams in key regions and build local fiat on/off ramp channels.
Every market is unique. Indonesian users have different needs than Japanese users. Bangladeshi use cases differ from American ones. We need to go deep into each market, understand local users, and deliver services tailored to their needs.
2026 Target: One Million Users
Let me summarize our 2026 goal in one sentence:
Build a Web3 super app with one million users.
Wallet. Payments. Trading. Wealth management. All in one application, serving users globally.
This is an ambitious target. But we have the foundation to achieve it.
Closing Thoughts
In 2025, we proved that Tevau is not just a concept — it is a product that ships consistently and grows sustainably.
In 2026, we will prove that Tevau is not just a product — it is a Money App that can change how people manage their finances.
The road ahead will not be easy. There will be more competition, more challenges, more obstacles we cannot yet foresee.
But we believe that if we keep doing the right things, if we keep creating value for our users, time will be on our side.
Thank you to everyone who chose to believe in Tevau.
2026 —Spend, Invest, Reward, All In One Device.
